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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very happy with Zopa credit card

Very happy with Zopa credit card Reviewed on: 17th January 2025

Great company throughout.

Great company throughout. Very reasonable interest rates. Reviewed on: 17th January 2025

Great service, well run app.

Great service, well run app. Easy and simple to use Reviewed on: 17th January 2025

I haven't been with Zopa for long g but I find it to...

I haven't been with Zopa for long g but I find it to br a very reliable company and their customer service is second to none and I would not hesitate to let people know what an excellent company they are Reviewed on: 17th January 2025

Excellent company for keeping your finances in check...

Excellent company for keeping your finances in check and being honest with you. Reviewed on: 17th January 2025

I am very happy with the service.

I am very happy with the service. Reviewed on: 17th January 2025

Excellent company to improve credit rating

Excellent company to improve credit rating Reviewed on: 17th January 2025

Overall I'm happy

Ive had no issues I'm getting on well with it. So overall happy. Reviewed on: 17th January 2025

Very good 10

Very good card to use for the daily Reviewed on: 17th January 2025

Easy to understand terms and conditions staff very h...

Easy to understand terms and conditions staff very helpful I have already recommended to friends Reviewed on: 17th January 2025

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