Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44342)

They offer a great savings rate.

5
They offer a great savings rate. I moved my savings to dopa Reviewed on: 17th January 2025

Easy to apply, easy to use.

5
Easy to apply, easy to use. Highly recommend to anyone, have already done so with family Reviewed on: 17th January 2025

Always handy and very helpful many places

5
Always handy when I have IN that time i haven't got any credit card it's good Reviewed on: 17th January 2025

Very happy with Zopa credit card

5
Very happy with Zopa credit card Reviewed on: 17th January 2025

Great company throughout.

5
Great company throughout. Very reasonable interest rates. Reviewed on: 17th January 2025

Great service, well run app.

5
Great service, well run app. Easy and simple to use Reviewed on: 17th January 2025

I haven't been with Zopa for long g but I find it to...

5
I haven't been with Zopa for long g but I find it to br a very reliable company and their customer service is second to none and I would not hesitate to let people know what an excellent company they are Reviewed on: 17th January 2025

Excellent company for keeping your finances in check...

5
Excellent company for keeping your finances in check and being honest with you. Reviewed on: 17th January 2025

I am very happy with the service.

5
I am very happy with the service. Reviewed on: 17th January 2025

Excellent company to improve credit rating

5
Excellent company to improve credit rating Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products