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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick application, easy online account management an...

Quick application, easy online account management and a decent interest rate. Reviewed on: 17th January 2025

Excellent experience, good customer service

Excellent experience, good customer service Reviewed on: 17th January 2025

Great credit card

Great credit card did what it said and it did. Reviewed on: 17th January 2025

Very friendly service, app is easy to use and unders...

Very friendly service, app is easy to use and understand Reviewed on: 17th January 2025

Very easy and clear , very transparent

Very easy and clear , very transparent Reviewed on: 17th January 2025

Glad to be a Zopa credit card member

Glad to be a Zopa credit card member Reviewed on: 17th January 2025

Easy to apply and easy app to use

I have had no trouble since I got my card the process was quick and easy and I could understand everything they were asking. The app is very easy to use with them offering more services that are easy to access Reviewed on: 17th January 2025

They offer a great savings rate.

They offer a great savings rate. I moved my savings to dopa Reviewed on: 17th January 2025

Easy to apply, easy to use.

Easy to apply, easy to use. Highly recommend to anyone, have already done so with family Reviewed on: 17th January 2025

Always handy and very helpful many places

Always handy when I have IN that time i haven't got any credit card it's good Reviewed on: 17th January 2025

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