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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Excellent card

Fantastic service, very easy to communicate with. Any problems are dealt with immediately. Reviewed on: 17th January 2025

Very good customer service easy to use and I have co...

Very good customer service easy to use and I have complete control of my spending Reviewed on: 17th January 2025

Everything is just so straightforward

Everything is just so straightforward it’s all on the app !! Reviewed on: 17th January 2025

Quick application, easy online account management an...

Quick application, easy online account management and a decent interest rate. Reviewed on: 17th January 2025

Excellent experience, good customer service

Excellent experience, good customer service Reviewed on: 17th January 2025

Great credit card

Great credit card did what it said and it did. Reviewed on: 17th January 2025

Very friendly service, app is easy to use and unders...

Very friendly service, app is easy to use and understand Reviewed on: 17th January 2025

Very easy and clear , very transparent

Very easy and clear , very transparent Reviewed on: 17th January 2025

Glad to be a Zopa credit card member

Glad to be a Zopa credit card member Reviewed on: 17th January 2025

Easy to apply and easy app to use

I have had no trouble since I got my card the process was quick and easy and I could understand everything they were asking. The app is very easy to use with them offering more services that are easy to access Reviewed on: 17th January 2025

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