Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Reliable

Efficient,Reliable,Affordable Very happy with this Service Reviewed on: 17th January 2025

Straight forward application and easy to keep track...

Straight forward application and easy to keep track on my spending. Reviewed on: 17th January 2025

Zopa credit card

Easy to use, and very good service and competitive rates Reviewed on: 17th January 2025

I would highly recommend Zopa to anyone looking for...

I would highly recommend Zopa to anyone looking for a credit card. The Zopa APP is easy to use and provides all the information you require in one place. Reviewed on: 17th January 2025

Great service, great app, great all round.

Great service, great app, great all round. Reviewed on: 17th January 2025

Found it difficult to contact customer service

Found it difficult to contact customer service Reviewed on: 17th January 2025

Just what I neededsmashimg

Just what I needed was in money trouble but zopa saved me Reviewed on: 17th January 2025

Excellent card

Fantastic service, very easy to communicate with. Any problems are dealt with immediately. Reviewed on: 17th January 2025

Very good customer service easy to use and I have co...

Very good customer service easy to use and I have complete control of my spending Reviewed on: 17th January 2025

Everything is just so straightforward

Everything is just so straightforward it’s all on the app !! Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
Nectar Credit Card
from American Express 3.32 from 14 reviews
Credit card
from first direct 4.26 from 27 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub