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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Good choice

Excellent card highly recommended easy to use and app so easy to use Reviewed on: 17th January 2025

I started off with a credit card with £200 limit to...

I started off with a credit card with £200 limit to build my credit and it helped me GREATLY increasing my credit score. I can’t thank Zopa enough for helping me financially and with my credit I eventually raised my limit to £700 and opened a bank account with Zopa I am planning to open up a savings account with Zopa too as soon as I pay off my credit card bill Reviewed on: 17th January 2025

Timely and professional.

Timely and professional. Great app experience Reviewed on: 17th January 2025

Very helpful and understanding.

Very helpful and understanding. Zopa has always been available when I need to use their services. A very trusted service. Reviewed on: 17th January 2025

Faultless experience.

Faultless experience. My only issue is that Zopa have been very slow in offering any increase in my credit limit. Reviewed on: 17th January 2025

Opened an isa brilliant service fast and efficient .

Opened an isa brilliant service fast and efficient . Reviewed on: 17th January 2025

Zopa credit card is very Good and it's also a part o...

Zopa credit card is very Good and it's also a part of my Life. Reviewed on: 17th January 2025

Brilliant all-rounder

I have a savings accounts, credit card and have previously had a loan with Zopa - excellent service on all Reviewed on: 17th January 2025

Zopa credit card

Good initial experience from Zopa.app is clear and easy to use with lots of other options for savings Reviewed on: 17th January 2025

Good quality company

You are very good at keeping me up to date with your products and the card help me to manage things better Reviewed on: 17th January 2025

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