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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Customer Service

Easy to read statements and helpful with questions on the app if you can’t work something out Reviewed on: 17th January 2025

Zopa is very easy to deal

Zopa is very easy to deal with, very user friendly app and offering really good rates Reviewed on: 17th January 2025

An utterly superb Company in every respect

An utterly superb Company in every respect Reviewed on: 17th January 2025

Excellent card, with good apr.

Excellent card, with good apr. Best start to grow your credit score. Reviewed on: 17th January 2025

Got a credit card offer from Zopa with an Apr that w...

Got a credit card offer from Zopa with an Apr that was very favorable compared to the rest. Reviewed on: 17th January 2025

Comunication is very well app is clear and understood

Comunication is very well app is clear and understood Reviewed on: 17th January 2025

I have been with zopa for a while now and there app...

I have been with zopa for a while now and there app is so easy to use and got good information on it Reviewed on: 17th January 2025

Very helpful great customer service thanks mark squi...

Very helpful great customer service thanks mark squires Reviewed on: 17th January 2025

Excellent

Excellent service and just amazing Reviewed on: 17th January 2025

Everything made easy, clear info, clear facts, clear...

Everything made easy, clear info, clear facts, clear app Reviewed on: 17th January 2025

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