Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very helpful and understanding.

Very helpful and understanding. Zopa has always been available when I need to use their services. A very trusted service. Reviewed on: 17th January 2025

Faultless experience.

Faultless experience. My only issue is that Zopa have been very slow in offering any increase in my credit limit. Reviewed on: 17th January 2025

Opened an isa brilliant service fast and efficient .

Opened an isa brilliant service fast and efficient . Reviewed on: 17th January 2025

Zopa credit card is very Good and it's also a part o...

Zopa credit card is very Good and it's also a part of my Life. Reviewed on: 17th January 2025

Brilliant all-rounder

I have a savings accounts, credit card and have previously had a loan with Zopa - excellent service on all Reviewed on: 17th January 2025

Zopa credit card

Good initial experience from Zopa.app is clear and easy to use with lots of other options for savings Reviewed on: 17th January 2025

Good quality company

You are very good at keeping me up to date with your products and the card help me to manage things better Reviewed on: 17th January 2025

Customer Service

Easy to read statements and helpful with questions on the app if you can’t work something out Reviewed on: 17th January 2025

Zopa is very easy to deal

Zopa is very easy to deal with, very user friendly app and offering really good rates Reviewed on: 17th January 2025

An utterly superb Company in every respect

An utterly superb Company in every respect Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 4.12 from 20 reviews
Credit Card
from Bank of China (UK) 4.12 from 2 reviews
Purchase Credit Card
from Halifax 3.48 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub