Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent card, with good apr.

Excellent card, with good apr. Best start to grow your credit score. Reviewed on: 17th January 2025

Got a credit card offer from Zopa with an Apr that w...

Got a credit card offer from Zopa with an Apr that was very favorable compared to the rest. Reviewed on: 17th January 2025

Comunication is very well app is clear and understood

Comunication is very well app is clear and understood Reviewed on: 17th January 2025

I have been with zopa for a while now and there app...

I have been with zopa for a while now and there app is so easy to use and got good information on it Reviewed on: 17th January 2025

Very helpful great customer service thanks mark squi...

Very helpful great customer service thanks mark squires Reviewed on: 17th January 2025

Excellent

Excellent service and just amazing Reviewed on: 17th January 2025

Everything made easy, clear info, clear facts, clear...

Everything made easy, clear info, clear facts, clear app Reviewed on: 17th January 2025

Happy with service just takes time to get a credit i...

Happy with service just takes time to get a credit increase Reviewed on: 17th January 2025

Best credit card company I have used , always keeps...

Best credit card company I have used , always keeps you updated through the app which is also easy to navigate. Can check my balance and what available credit I have. Would recommend Zopa to anyone. Reviewed on: 17th January 2025

Zopa is ok

On the whole good but did have to wait ages to get a increase on my borrowing nearly 2 years Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.82 from 813 reviews
Cashback credit card
from Lloyds Bank 4.26 from 26 reviews
Purchase Credit Card
from Halifax 3.48 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub