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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Troublefree

Always attentive, forwards information very well, keeps you updated and extremely straightforward to join, excellent trouble free service Reviewed on: 17th January 2025

Excellent service highly recommended The customer se...

Excellent service highly recommended The customer service is amazing and their is flexibility with the product . Reviewed on: 17th January 2025

Great app and service.

Great app and service. Never had any issues. Not a bad rate of interest and always able to maintain my account on the app. Never had to contact directly as the app allows you do everything you need to do. Reviewed on: 17th January 2025

Zopa ,your friendly credit card provider

Zopa are very friendly helpful and never aggressive,they do their best to help customers Reviewed on: 17th January 2025

Good card to have

Affordable repayment and a good interest rate. I have a good credit limit which I use. Good communication with information from email and texts messages Reviewed on: 17th January 2025

A great product for those just starting off or tryin...

A great product for those just starting off or trying to build their credit file Reviewed on: 17th January 2025

Great credit card easy to apply for with not the bes...

Great credit card easy to apply for with not the best credit rating Reviewed on: 17th January 2025

So Easy to deal with.

So Easy to deal with. My experience with Zopa is only positive Reviewed on: 17th January 2025

Never had any problems with the card easy to get in...

Never had any problems with the card easy to get in touch and get precise answers Reviewed on: 17th January 2025

Made a application got excepted received my card in...

Made a application got excepted received my card in 3 days Reviewed on: 17th January 2025

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