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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company

Great company to deal with. The app is easy to navigate. Interest is fair. Very satisfied overall and mu primary credit card. Reviewed on: 17th January 2025

Always good experience, very easy app to navigate ve...

Always good experience, very easy app to navigate very straight forward transaction Reviewed on: 17th January 2025

I found zopa very easy to use and very helpful and s...

I found zopa very easy to use and very helpful and straightforward Reviewed on: 17th January 2025

They give good advice and reminders about you spending

They give good advice and reminders about you spending Reviewed on: 17th January 2025

Never had any issues and always had great communicat...

Never had any issues and always had great communication Reviewed on: 17th January 2025

Fantastic company always helpful efficient and great...

Fantastic company always helpful efficient and great at keeping you on track with your finances Reviewed on: 17th January 2025

Great experience

Great experience. No hassle easy to work with Reviewed on: 17th January 2025

Very Professional

Very thorough and thoughtful and experienced lender who keep you updated all the time. Reviewed on: 17th January 2025

I remeber when I needed credit card, I got from Zopa...

I remeber when I needed credit card, I got from Zopa and the give me the bright opportunity. I like it and use it very often. Reviewed on: 17th January 2025

It’s a very good app easy to use

It’s a very good app easy to use Reviewed on: 17th January 2025

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