Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Very Professional

Very thorough and thoughtful and experienced lender who keep you updated all the time. Reviewed on: 17th January 2025

I remeber when I needed credit card, I got from Zopa...

I remeber when I needed credit card, I got from Zopa and the give me the bright opportunity. I like it and use it very often. Reviewed on: 17th January 2025

It’s a very good app easy to use

It’s a very good app easy to use Reviewed on: 17th January 2025

Good for me

Is good I use together smart saving Reviewed on: 17th January 2025

Great credit card

Easy to use and good customer service team lots of good products to help with budgeting and spending Reviewed on: 17th January 2025

Impressed by everything I have seen so far

Impressed by everything I have seen so far Reviewed on: 17th January 2025

Fantastic Customer Service.

Fantastic Customer Service.Thank you. Reviewed on: 17th January 2025

Great company

Never had a problem with them at all helpful card great no opened a bank account with them Reviewed on: 17th January 2025

Credit card

Good company to have a credit card with had a loan out before very good customer service Reviewed on: 17th January 2025

Troublefree

Always attentive, forwards information very well, keeps you updated and extremely straightforward to join, excellent trouble free service Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Halifax 3.63 from 19 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews
Partnership Card
from John Lewis 1.32 from 894 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub