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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good for me

Is good I use together smart saving Reviewed on: 17th January 2025

Great credit card

Easy to use and good customer service team lots of good products to help with budgeting and spending Reviewed on: 17th January 2025

Impressed by everything I have seen so far

Impressed by everything I have seen so far Reviewed on: 17th January 2025

Fantastic Customer Service.

Fantastic Customer Service.Thank you. Reviewed on: 17th January 2025

Great company

Never had a problem with them at all helpful card great no opened a bank account with them Reviewed on: 17th January 2025

Credit card

Good company to have a credit card with had a loan out before very good customer service Reviewed on: 17th January 2025

Troublefree

Always attentive, forwards information very well, keeps you updated and extremely straightforward to join, excellent trouble free service Reviewed on: 17th January 2025

Excellent service highly recommended The customer se...

Excellent service highly recommended The customer service is amazing and their is flexibility with the product . Reviewed on: 17th January 2025

Great app and service.

Great app and service. Never had any issues. Not a bad rate of interest and always able to maintain my account on the app. Never had to contact directly as the app allows you do everything you need to do. Reviewed on: 17th January 2025

Zopa ,your friendly credit card provider

Zopa are very friendly helpful and never aggressive,they do their best to help customers Reviewed on: 17th January 2025

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