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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good card to have

Affordable repayment and a good interest rate. I have a good credit limit which I use. Good communication with information from email and texts messages Reviewed on: 17th January 2025

A great product for those just starting off or tryin...

A great product for those just starting off or trying to build their credit file Reviewed on: 17th January 2025

Great credit card easy to apply for with not the bes...

Great credit card easy to apply for with not the best credit rating Reviewed on: 17th January 2025

So Easy to deal with.

So Easy to deal with. My experience with Zopa is only positive Reviewed on: 17th January 2025

Never had any problems with the card easy to get in...

Never had any problems with the card easy to get in touch and get precise answers Reviewed on: 17th January 2025

Made a application got excepted received my card in...

Made a application got excepted received my card in 3 days Reviewed on: 17th January 2025

Best on the market by far!

I’ve had 5 credit cards with different companies and Zopa are by far the best. Their app is certainly the best and easiest to use. Communication is also 10/10. Reviewed on: 17th January 2025

Good service and wen i need help they’re help me I’m...

Good service and wen i need help they’re help me I’m really happy with Zopa credit card thanks Reviewed on: 17th January 2025

User friendly experience, very simple and straight f...

User friendly experience, very simple and straight forward, good interest rates and customer support, highly recommend, 5 stars experience. Reviewed on: 17th January 2025

Easy to use app.

Easy to use app. Quick replys Good rates Reviewed on: 17th January 2025

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