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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Good service and wen i need help they’re help me I’m...

5
Good service and wen i need help they’re help me I’m really happy with Zopa credit card thanks Reviewed on: 17th January 2025

User friendly experience, very simple and straight f...

5
User friendly experience, very simple and straight forward, good interest rates and customer support, highly recommend, 5 stars experience. Reviewed on: 17th January 2025

Easy to use app.

5
Easy to use app. Quick replys Good rates Reviewed on: 17th January 2025

Great service I love the app so simple

5
Great service I love the app so simple Reviewed on: 17th January 2025

Very easy to use and very straight forward

5
Very easy to use and very straight forward Reviewed on: 17th January 2025

I am delighted with my Zopa card .

5
I am delighted with my Zopa card . It is helping me to take control of my finances with positive results. I can view my transactions on it . Make payments on time to my creditors. It saves me so much admin work too. I’ve added it to my apple wallet for more convenience when I’m shopping.Thanks To all the Zopa team .!! Reviewed on: 17th January 2025

I have really enjoyed being with you and l would rec...

5
I have really enjoyed being with you and l would recommend you to my friends and family Reviewed on: 17th January 2025

Outstanding, with zopa credit,I was able to manage a...

5
Outstanding, with zopa credit,I was able to manage and track my finances and avoiding unnecessary spending and this has improve my credit rating Reviewed on: 17th January 2025

Zopa is a quick and easy process which makes transac...

5
Zopa is a quick and easy process which makes transactions and day to day spending hassle free. Reviewed on: 17th January 2025

Great services and customer service

5
Great services and customer service Reviewed on: 17th January 2025

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