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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service I love the app so simple

Great service I love the app so simple Reviewed on: 17th January 2025

Very easy to use and very straight forward

Very easy to use and very straight forward Reviewed on: 17th January 2025

I am delighted with my Zopa card .

I am delighted with my Zopa card . It is helping me to take control of my finances with positive results. I can view my transactions on it . Make payments on time to my creditors. It saves me so much admin work too. I’ve added it to my apple wallet for more convenience when I’m shopping.Thanks To all the Zopa team .!! Reviewed on: 17th January 2025

I have really enjoyed being with you and l would rec...

I have really enjoyed being with you and l would recommend you to my friends and family Reviewed on: 17th January 2025

Outstanding, with zopa credit,I was able to manage a...

Outstanding, with zopa credit,I was able to manage and track my finances and avoiding unnecessary spending and this has improve my credit rating Reviewed on: 17th January 2025

Zopa is a quick and easy process which makes transac...

Zopa is a quick and easy process which makes transactions and day to day spending hassle free. Reviewed on: 17th January 2025

Great services and customer service

Great services and customer service Reviewed on: 17th January 2025

It's a credit card that saves life.

It's a credit card that saves life. Good customer service Reviewed on: 17th January 2025

very serious staff and easy too manage money on acco...

very serious staff and easy too manage money on account ..... I really recommend ZOPA CREDIT CARD £££ Reviewed on: 17th January 2025

Zopa Credit Card is excellent

Zopa Credit Card is excellent, I use it for a particular purpose and pay it off every month, this card is faultless, and on the strength of that, I have just opened a Zopa Bank Account Reviewed on: 17th January 2025

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