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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great at checking

Great at checking its me using the card and a code sent to double check Reviewed on: 17th January 2025

Very easy from start to finish even ordered a new ca...

Very easy from start to finish even ordered a new card over Christmas still came with 5 days Reviewed on: 17th January 2025

Very helpful and friendly service and excellent qual...

Very helpful and friendly service and excellent quality service and very polite and efficient service Reviewed on: 17th January 2025

Highly recommend

Excellent app that gives up to date info on your spending and gives excellent advice. Has really helped to improve my credit score. Reviewed on: 17th January 2025

Problem with a duplicate transaction was resolved an...

Problem with a duplicate transaction was resolved and paid back immediately when the timescale for investigation had expired. Statements are timely and reminders for payment ensure they are paid on time. Reviewed on: 17th January 2025

Great service

Card is s0 easy to use and service is excellent Reviewed on: 17th January 2025

Perfection

Super easy to navigate and be in control Reviewed on: 17th January 2025

Cince I got my card it's been brilliant

Cince I got my card it's been brilliant Reviewed on: 17th January 2025

The application process was quick and simple.

The application process was quick and simple. card delivery was fast and efficient funds were avalible as soon as my card turned up And app allows Google and apple pay Reviewed on: 17th January 2025

Easy to use app.

Easy to use app. Customer service friendly and helpful. Reviewed on: 17th January 2025

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