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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Cince I got my card it's been brilliant

5
Cince I got my card it's been brilliant Reviewed on: 17th January 2025

The application process was quick and simple.

5
The application process was quick and simple. card delivery was fast and efficient funds were avalible as soon as my card turned up And app allows Google and apple pay Reviewed on: 17th January 2025

Easy to use app.

5
Easy to use app. Customer service friendly and helpful. Reviewed on: 17th January 2025

It's so easy to use .zopa app

5
It's so easy to use .All you need when paying your bill viewing transactions payment methods ect. Yep a good all rounder credit card. Reviewed on: 16th January 2025

Excellent service

5
All good so far. Great service friendly team. Reviewed on: 16th January 2025

Siempre recomendable muy satisfecho y me ha servido...

5
Siempre recomendable muy satisfecho y me ha servido de mucho mi tarjeta excelente Reviewed on: 16th January 2025

Great so far

5
Great so far. I am yet to receive any issues with them and using my card Reviewed on: 16th January 2025

Smooth easy setup .

5
Smooth easy setup . Card arrived quickly. Very happy with the service keep up the good work Zopa Reviewed on: 16th January 2025

I am very satisfied with zopa,very good service

5
I am very satisfied with zopa,very good service Reviewed on: 16th January 2025

Great Credit Card

5
Very simple to use app, clean and clear. The communication is spot on and it makes it very easy to keep up with spending and repayments Reviewed on: 16th January 2025

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