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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It's so easy to use .zopa app

It's so easy to use .All you need when paying your bill viewing transactions payment methods ect. Yep a good all rounder credit card. Reviewed on: 16th January 2025

Excellent service

All good so far. Great service friendly team. Reviewed on: 16th January 2025

Siempre recomendable muy satisfecho y me ha servido...

Siempre recomendable muy satisfecho y me ha servido de mucho mi tarjeta excelente Reviewed on: 16th January 2025

Great so far

Great so far. I am yet to receive any issues with them and using my card Reviewed on: 16th January 2025

Smooth easy setup .

Smooth easy setup . Card arrived quickly. Very happy with the service keep up the good work Zopa Reviewed on: 16th January 2025

I am very satisfied with zopa,very good service

I am very satisfied with zopa,very good service Reviewed on: 16th January 2025

Great Credit Card

Very simple to use app, clean and clear. The communication is spot on and it makes it very easy to keep up with spending and repayments Reviewed on: 16th January 2025

It’s a new easy to use app.

It’s a new easy to use app. Very user friendly and quick to deliver Reviewed on: 16th January 2025

Easy to use online account

Easy to use online account. Helpful customer service. Great card for me as my credit rating not great. Highly recommend:) Reviewed on: 16th January 2025

A very good provider , very happy about the products

A very good provider , very happy about the products Reviewed on: 16th January 2025

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