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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The customer experience with Zopa is exceptionally g...

The customer experience with Zopa is exceptionally good and value for money. Their disbursement of funds is timely. Reviewed on: 16th January 2025

good customer service easy to apply

good customer service easy to apply Reviewed on: 16th January 2025

Just easy not complicated.

Just easy not complicated. Good interest rates accepted everywhere. App easy to navigate Reviewed on: 16th January 2025

Really accessible easy to use app.

Really accessible easy to use app. Reviewed on: 16th January 2025

Excellent company couldn't ask for anything else

Excellent company couldn't ask for anything else Reviewed on: 16th January 2025

Great for people with low credit score

Great for people with low credit score Reviewed on: 16th January 2025

I've had no issues with zopa so far so good well don...

I've had no issues with zopa so far so good well done zopa Reviewed on: 16th January 2025

Credit 01

Usefully but really low credit could be better Reviewed on: 16th January 2025

Very good service arrived very fast and I would reco...

Very good service arrived very fast and I would recommend them Reviewed on: 16th January 2025

Very good credit card.

Very good credit card. Reliable. Very good Reviewed on: 16th January 2025

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