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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

I appliied for the credit card and the process was q...

I appliied for the credit card and the process was quite straightforwa. The only down side was that aI was given less than I anticipated. I guess they must have taken a lot into consideration. However they have been really helpful at a time when I was really in need! So thank you Zopa! Reviewed on: 16th January 2025

Actually cares

Always fair with usage, should I go over limit Always helps, and doesn't charge fees at every available opportunity Reviewed on: 16th January 2025

Great help very easy to understand excellent service

Great help very easy to understand excellent service Reviewed on: 16th January 2025

Its very nice product I recommend

Its very nice product I recommend Reviewed on: 16th January 2025

Took out a credit card as a emergency use card becau...

Took out a credit card as a emergency use card because there was no fees for it. If you don't use it. It still doesn't cost anything. Perfect for my needs. Reviewed on: 16th January 2025

Zopa is card is great

I'm a simple person I like things do be neet and clear for the eye and the Zopa card fullfiels all that what I need and more from a card . Reviewed on: 16th January 2025

Excellent help and advice

I have always had excellent help and advice even when there were problems with my account. Reviewed on: 16th January 2025

Extremely easy to use app, very happy with everything

Extremely easy to use and useful app, very happy Reviewed on: 16th January 2025

Very good service and the app easy to use

Very good service and the app easy to use Reviewed on: 16th January 2025

Highly Recommended

With the help of Zopa and their useful App it has helped me get a grip on my finances, and has helped me get in a much better position, managing my money, and if i have had to contact them the team have been more than helpful. Reviewed on: 16th January 2025

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