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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Its very nice product I recommend

Its very nice product I recommend Reviewed on: 16th January 2025

Took out a credit card as a emergency use card becau...

Took out a credit card as a emergency use card because there was no fees for it. If you don't use it. It still doesn't cost anything. Perfect for my needs. Reviewed on: 16th January 2025

Zopa is card is great

I'm a simple person I like things do be neet and clear for the eye and the Zopa card fullfiels all that what I need and more from a card . Reviewed on: 16th January 2025

Excellent help and advice

I have always had excellent help and advice even when there were problems with my account. Reviewed on: 16th January 2025

Extremely easy to use app, very happy with everything

Extremely easy to use and useful app, very happy Reviewed on: 16th January 2025

Very good service and the app easy to use

Very good service and the app easy to use Reviewed on: 16th January 2025

Highly Recommended

With the help of Zopa and their useful App it has helped me get a grip on my finances, and has helped me get in a much better position, managing my money, and if i have had to contact them the team have been more than helpful. Reviewed on: 16th January 2025

I am very happy with the zopa, very helpful service...

I am very happy with the zopa, very helpful service and everything works as it should Reviewed on: 16th January 2025

would be happy if your interest rates were lower

would be happy if your interest rates were lower Reviewed on: 16th January 2025

Quick professional service easy to use app

Quick professional service easy to use app Reviewed on: 16th January 2025

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