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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Highly Recommended

With the help of Zopa and their useful App it has helped me get a grip on my finances, and has helped me get in a much better position, managing my money, and if i have had to contact them the team have been more than helpful. Reviewed on: 16th January 2025

I am very happy with the zopa, very helpful service...

I am very happy with the zopa, very helpful service and everything works as it should Reviewed on: 16th January 2025

would be happy if your interest rates were lower

would be happy if your interest rates were lower Reviewed on: 16th January 2025

Quick professional service easy to use app

Quick professional service easy to use app Reviewed on: 16th January 2025

Zopa gives us hope again

Zopa are not invasive or intrusive, they have really helped us to manage our credit again and be affordable with their minimum monthly payments and no horrendous charges, this is the only credit card that has been so easy to use. Reviewed on: 16th January 2025

Always good service and found Zopa excellent for my...

Always good service and found Zopa excellent for my financial requirements Reviewed on: 16th January 2025

Simplicity is everything.

Everything is so simple, from applying for an account to acceptance. You are kept informed throughout the process. But it doesn't end there. Your spending, your repayments and updates of your account has your back covered. Reviewed on: 16th January 2025

Zopa are such a good company to deal with

Zopa are such a good company to deal with - everything is so easy Reviewed on: 16th January 2025

I have a good experience with zopa

I have a good experience with zopa Reviewed on: 16th January 2025

Great easy to follow instruction grewt support

Great easy to follow instruction grewt support Reviewed on: 16th January 2025

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