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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy to apply and quick decision

Easy to apply and quick decision Reviewed on: 16th January 2025

Very easy to use and informative and navigation thro...

Very easy to use and informative and navigation through the app is easy Reviewed on: 16th January 2025

Very easy and efficient payment methods, easy to use...

Very easy and efficient payment methods, easy to use app that keeps me up to date on my latest transactions etc. One of the best credit cards I have. Reviewed on: 16th January 2025

brilliant all round

I have had no problems and the app is very easy to navigate Reviewed on: 16th January 2025

Any issues that have been raised were resolved in a...

Any issues that have been raised were resolved in a timely professional nanner Reviewed on: 16th January 2025

Easy to apply and easy to use app is very...

Easy to apply and easy to use app is very easy as well Reviewed on: 16th January 2025

Very friendly and helpful customer service.

Very friendly and helpful customer service. Reviewed on: 16th January 2025

Staff are very helpful and courteous and solve probl...

Staff are very helpful and courteous and solve problems quickly Reviewed on: 16th January 2025

So far it’s been great.

So far it’s been great, good rates, easy to us and manage and good facilities. Reviewed on: 16th January 2025

Choosing Zopa as a credit card provider has turned o...

Choosing Zopa as a credit card provider has turned out to be a great choice. The account was easy to set up and the app is easy to navigate, with some insightful features to help manage your finances and look after your credit score. Fantastic customer service, very happy with Zopa and will recommend to others. Reviewed on: 16th January 2025

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