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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

A great service with a brilliant product, and custom...

A great service with a brilliant product, and customer service that is second to none. Reviewed on: 16th January 2025

Brilliant service.

Brilliant service. Always when you need it. It feel safe Reviewed on: 16th January 2025

Very experienced good service easy to access and us...

Very experienced good service easy to access and use the app Reviewed on: 16th January 2025

Credit card

Have had a credit card with them for about 6 months and it has been a very easy experience with a sensible bank who thinks about what you can afford and not their profits. Reviewed on: 16th January 2025

Easy to join, excellent information

Easy to join, excellent information Reviewed on: 16th January 2025

Very good service and good card keep up the good...

Very good service and good card keep up the good work Reviewed on: 16th January 2025

Very easy app to use.. Excellent service

Very easy app to use. Excellent service Reviewed on: 16th January 2025

Zopa the great

Zopa help me get credit when I was truned down else where Reviewed on: 16th January 2025

Satisfaction

Very prompt response on App, good communication and clear messaging Reviewed on: 16th January 2025

Never a problem to help great service good rates of...

Never a problem to help great service good rates of interest Reviewed on: 16th January 2025

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