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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very easy app to use.. Excellent service

Very easy app to use. Excellent service Reviewed on: 16th January 2025

Zopa the great

Zopa help me get credit when I was truned down else where Reviewed on: 16th January 2025

Satisfaction

Very prompt response on App, good communication and clear messaging Reviewed on: 16th January 2025

Never a problem to help great service good rates of...

Never a problem to help great service good rates of interest Reviewed on: 16th January 2025

Credit that I actually feel in control of!

Great customer service. Love the app. Easy to follow statements, clear charging, notifications to make sure payments are on time. Love the instant notification when purchasing. Use my card when out of country due to no charges and great exchange rate. Perfect! Reviewed on: 16th January 2025

The best for taking control of your expenses

I find this credit card excellent because every time I make a purchase, I immediately receive a notification on the app. This feature gives me peace of mind since, if someone else were to use my card, I’d get an alert and could block it instantly. It’s also great for traveling abroad, as it applies the current exchange rate of the day without hidden fees. Highly recommended! Reviewed on: 16th January 2025

Excellent

I'm very happy with my zopa card Reviewed on: 16th January 2025

Very helpful

Very helpful and information is laid out in a clear way Reviewed on: 16th January 2025

Great services and interest chages

Excellent service great app you can change the payment dates to suit your needs set up additional payments Reviewed on: 16th January 2025

Always efficient and ready to assist.

Always efficient and ready to assist. Customer representatives are excellent, knowledgeable and respectful. I enjoy easy interaction with them. Reviewed on: 16th January 2025

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