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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit that I actually feel in control of!

Great customer service. Love the app. Easy to follow statements, clear charging, notifications to make sure payments are on time. Love the instant notification when purchasing. Use my card when out of country due to no charges and great exchange rate. Perfect! Reviewed on: 16th January 2025

The best for taking control of your expenses

I find this credit card excellent because every time I make a purchase, I immediately receive a notification on the app. This feature gives me peace of mind since, if someone else were to use my card, I’d get an alert and could block it instantly. It’s also great for traveling abroad, as it applies the current exchange rate of the day without hidden fees. Highly recommended! Reviewed on: 16th January 2025

Excellent

I'm very happy with my zopa card Reviewed on: 16th January 2025

Very helpful

Very helpful and information is laid out in a clear way Reviewed on: 16th January 2025

Great services and interest chages

Excellent service great app you can change the payment dates to suit your needs set up additional payments Reviewed on: 16th January 2025

Always efficient and ready to assist.

Always efficient and ready to assist. Customer representatives are excellent, knowledgeable and respectful. I enjoy easy interaction with them. Reviewed on: 16th January 2025

Excellent.

Excellent. No worries whatsoever.. I am very pleased. Reviewed on: 16th January 2025

Easy to apply and quick decision

Easy to apply and quick decision Reviewed on: 16th January 2025

Very easy to use and informative and navigation thro...

Very easy to use and informative and navigation through the app is easy Reviewed on: 16th January 2025

Very easy and efficient payment methods, easy to use...

Very easy and efficient payment methods, easy to use app that keeps me up to date on my latest transactions etc. One of the best credit cards I have. Reviewed on: 16th January 2025

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