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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa -simple & efficient

I am a new client of Zopa and find them to be easy to deal with and efficient. Whilst I m not keen on phone app banking the Zopa system gives me adequate facility to run the account via online banking Reviewed on: 16th January 2025

Easy to setup and easy to use app.

Easy to setup and easy to use app. I like that the balance updates when you make a payment straight away. Others can take a few days to update. Reviewed on: 16th January 2025

Easy to use credit card and easy to get hold of cust...

Easy to use credit card and easy to get hold of customer services Reviewed on: 16th January 2025

Very good service

Very good service except when using the online chat service. This was great in terms of getting to speak to someone quickly, however after a few minutes my chat kept dropping out meaning I had to restart the chat each time until I gave up and had to speak to someone on the phone. Reviewed on: 16th January 2025

A great service with a brilliant product, and custom...

A great service with a brilliant product, and customer service that is second to none. Reviewed on: 16th January 2025

Brilliant service.

Brilliant service. Always when you need it. It feel safe Reviewed on: 16th January 2025

Very experienced good service easy to access and us...

Very experienced good service easy to access and use the app Reviewed on: 16th January 2025

Credit card

Have had a credit card with them for about 6 months and it has been a very easy experience with a sensible bank who thinks about what you can afford and not their profits. Reviewed on: 16th January 2025

Easy to join, excellent information

Easy to join, excellent information Reviewed on: 16th January 2025

Very good service and good card keep up the good...

Very good service and good card keep up the good work Reviewed on: 16th January 2025

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