Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Thomas Ji

Good service and no bad interest rate Reviewed on: 16th January 2025

First the call center is Fabulous on solving the pro...

First the call center is Fabulous on solving the problems. APP is up to the notch…. No glitch 24*7..The diligently tackle the customer issues very quick. Reviewed on: 16th January 2025

Very good and excellent

Very good and excellent and I am satisfied with customer. Service Reviewed on: 16th January 2025

Easy to apply easy to use and pay off on...

Easy to apply easy to use and pay off on app Reviewed on: 16th January 2025

Such good company always inform me when payments are...

Such good company always inform me when payments are due and are quick to answer any queries that I have Reviewed on: 16th January 2025

Simple & transparent

Everything was easy to apply, clear on all fees & repayments. Simple to understand. Reviewed on: 16th January 2025

Very helpful and clear, easy to follow

Very helpful and clear, easy to follow Reviewed on: 16th January 2025

Telephone service excellent people human

Telephone service excellent people human Reviewed on: 16th January 2025

First class service providing credit for the ordinar...

First class service providing credit for the ordinary person. Reviewed on: 16th January 2025

zopa is so easy to use with no one...

zopa is so easy to use with no one bothers you Reviewed on: 16th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 3.70 from 3 reviews
Credit Card
from Ocean Finance 3.94 from 21 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub