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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very helpful and clear, easy to follow

Very helpful and clear, easy to follow Reviewed on: 16th January 2025

Telephone service excellent people human

Telephone service excellent people human Reviewed on: 16th January 2025

First class service providing credit for the ordinar...

First class service providing credit for the ordinary person. Reviewed on: 16th January 2025

zopa is so easy to use with no one...

zopa is so easy to use with no one bothers you Reviewed on: 16th January 2025

This card is all round perfect for what I need

have found this card brilliant for my needs and information on the app is first class Reviewed on: 16th January 2025

Great to have especially for emergencies to full bac...

Great to have especially for emergencies to full back on Reviewed on: 16th January 2025

serious financial institution with excellent custome...

serious financial institution with excellent customer support Reviewed on: 16th January 2025

Very simple and helpful with all areas of finance.

Very simple and helpful with all areas of finance. I was sceptical but have been using my card for nearly a year, with the app information and credit building help. Reviewed on: 16th January 2025

Very happy with credit card easy application and goo...

Very happy with credit card easy application and good app on phone easy to manage Reviewed on: 16th January 2025

The best

Zopa gave me my credit card when other suppliers could not Reviewed on: 16th January 2025

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