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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It’s nice I like it also it’s got online app its Fri...

It’s nice I like it also it’s got online app its Friday. Reviewed on: 16th January 2025

Zopa is a great for a credit card for people who as...

Zopa is a great for a credit card for people who as got low credit score I would recommend them to my family and friends. Reviewed on: 16th January 2025

Zopa was there for me and very helpful

Zopa was there for me and very helpful Reviewed on: 16th January 2025

Really good value and very helpful people who work t...

Really good value and very helpful people who work there all ways let you no when your payment is due way before the due date which is always very important so you got the funds in place to pay Reviewed on: 16th January 2025

Excellent service

Excellent service I had a poor credit rating but Zopa gave me the chance to rebuild it. Reviewed on: 16th January 2025

Helped me out when nobody else would and my scores g...

Helped me out when nobody else would and my scores going up Reviewed on: 16th January 2025

Absolutely brilliant ,

Absolutely brilliant , never had a problem with them Reviewed on: 16th January 2025

The app is brilliant, everything you need in one place.

The app is brilliant, everything you need in one place. Reviewed on: 16th January 2025

easy to use honest trusting lowe rates

easy to use honest trusting lowe rates Reviewed on: 16th January 2025

Keeping you updated on spending cost good

Keeping you updated on spending cost Reviewed on: 16th January 2025

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