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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Absolutely brilliant ,

Absolutely brilliant , never had a problem with them Reviewed on: 16th January 2025

The app is brilliant, everything you need in one place.

The app is brilliant, everything you need in one place. Reviewed on: 16th January 2025

easy to use honest trusting lowe rates

easy to use honest trusting lowe rates Reviewed on: 16th January 2025

Keeping you updated on spending cost good

Keeping you updated on spending cost Reviewed on: 16th January 2025

Thomas Ji

Good service and no bad interest rate Reviewed on: 16th January 2025

First the call center is Fabulous on solving the pro...

First the call center is Fabulous on solving the problems. APP is up to the notch…. No glitch 24*7..The diligently tackle the customer issues very quick. Reviewed on: 16th January 2025

Very good and excellent

Very good and excellent and I am satisfied with customer. Service Reviewed on: 16th January 2025

Easy to apply easy to use and pay off on...

Easy to apply easy to use and pay off on app Reviewed on: 16th January 2025

Such good company always inform me when payments are...

Such good company always inform me when payments are due and are quick to answer any queries that I have Reviewed on: 16th January 2025

Simple & transparent

Everything was easy to apply, clear on all fees & repayments. Simple to understand. Reviewed on: 16th January 2025

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