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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

COMPETIVE CREDIT CARD

There are many banks offering credit cards, however there are few that offer such a competitive rate without charges as Zopa. Reviewed on: 16th January 2025

Great, straight forward, no hassle.

App is easy to use and understand, was easy to set up, customer services has always been very helpful when I have called. Reviewed on: 16th January 2025

..'BRILLIANT'!..

..'An incredibly USER FRIENDLY App, together with a no complicated & efficient system with regards to all financial transactions: whether it be purchases, or repayments. I am extremely happy to have a ZOPA Credit Card helping me with both large and small day-to-day business '..(THANKING YOU KINDLY to the team at ZOPA!) Reviewed on: 16th January 2025

Great service and easy to use and you always know ho...

Great service and easy to use and you always know how quickly you can check your account Reviewed on: 16th January 2025

It’s nice I like it also it’s got online app its Fri...

It’s nice I like it also it’s got online app its Friday. Reviewed on: 16th January 2025

Zopa is a great for a credit card for people who as...

Zopa is a great for a credit card for people who as got low credit score I would recommend them to my family and friends. Reviewed on: 16th January 2025

Zopa was there for me and very helpful

Zopa was there for me and very helpful Reviewed on: 16th January 2025

Really good value and very helpful people who work t...

Really good value and very helpful people who work there all ways let you no when your payment is due way before the due date which is always very important so you got the funds in place to pay Reviewed on: 16th January 2025

Excellent service

Excellent service I had a poor credit rating but Zopa gave me the chance to rebuild it. Reviewed on: 16th January 2025

Helped me out when nobody else would and my scores g...

Helped me out when nobody else would and my scores going up Reviewed on: 16th January 2025

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