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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

An excellent service

At Zop6 the service provided is very good. Staff are brilliant and very professional. I am proud to be a part of this. Reviewed on: 16th January 2025

It sharona great card to have and very gd rates...

It a great card to have and very gd rates of pay Reviewed on: 16th January 2025

The online app has been simple and straight forward...

The online app has been simple and straight forward to use and customer service efficient and friendly. Really pleased all round Reviewed on: 16th January 2025

Easy to use and helpful and I don't have any...

Easy to use and helpful and I don't have any problems Reviewed on: 16th January 2025

Easy app, good customer service, low credit limit bu...

Easy app, good customer service, low credit limit but overall is very good provider Reviewed on: 16th January 2025

Vry easy app to use, value for money

Vry easy app to use, value for money Reviewed on: 16th January 2025

COMPETIVE CREDIT CARD

There are many banks offering credit cards, however there are few that offer such a competitive rate without charges as Zopa. Reviewed on: 16th January 2025

Great, straight forward, no hassle.

App is easy to use and understand, was easy to set up, customer services has always been very helpful when I have called. Reviewed on: 16th January 2025

..'BRILLIANT'!..

..'An incredibly USER FRIENDLY App, together with a no complicated & efficient system with regards to all financial transactions: whether it be purchases, or repayments. I am extremely happy to have a ZOPA Credit Card helping me with both large and small day-to-day business '..(THANKING YOU KINDLY to the team at ZOPA!) Reviewed on: 16th January 2025

Great service and easy to use and you always know ho...

Great service and easy to use and you always know how quickly you can check your account Reviewed on: 16th January 2025

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