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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Hi I am so pleased that you excepted me it means tha...

Hi I am so pleased that you excepted me it means that if I need anything I can turn to Zopa thank you so much. Reviewed on: 16th January 2025

Excellent from start to now

Excellent from start to now very easy to use app is very easy to use credit starts low and can go up quickly all in all very good card to have Reviewed on: 16th January 2025

Fantastic

Excellent service from day one. So glad I chose them Reviewed on: 16th January 2025

Easy to complete and obtain even with low credit score

Easy to complete and obtain even with low credit score Reviewed on: 16th January 2025

An excellent service

At Zop6 the service provided is very good. Staff are brilliant and very professional. I am proud to be a part of this. Reviewed on: 16th January 2025

It sharona great card to have and very gd rates...

It a great card to have and very gd rates of pay Reviewed on: 16th January 2025

The online app has been simple and straight forward...

The online app has been simple and straight forward to use and customer service efficient and friendly. Really pleased all round Reviewed on: 16th January 2025

Easy to use and helpful and I don't have any...

Easy to use and helpful and I don't have any problems Reviewed on: 16th January 2025

Easy app, good customer service, low credit limit bu...

Easy app, good customer service, low credit limit but overall is very good provider Reviewed on: 16th January 2025

Vry easy app to use, value for money

Vry easy app to use, value for money Reviewed on: 16th January 2025

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