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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Simple and swift

Very quick and easy to apply for Reviewed on: 16th January 2025

So Far So Good

I am a new cusotmer but the experience so far has been intuitive and stress free. Reviewed on: 16th January 2025

Quick, simple process with speedy delivery of everyt...

Quick, simple process with speedy delivery of everything. Would definitely recommend to a friend Reviewed on: 16th January 2025

i was able to fill detials which was so easy not com...

i was able to fill detials which was so easy not complecated and the card was very very quick arriving thank you my experience was verygood Reviewed on: 16th January 2025

I was in need of a credit card due being made redundant

I was in need of a credit card to help out as I had just been informed I would be made redundant. Zopa give me that help with little fuss and we were able to enjoy Christmas a little. I have now found a new job so will be able to pay off the credit provided in due course. Thank you Zopa. Reviewed on: 16th January 2025

Since joining the whole process from start to presen...

Since joining the whole process from start to present has been great Reviewed on: 16th January 2025

Customer service are also polite and helpful on the...

Customer service are also polite and helpful on the phone Reviewed on: 16th January 2025

Excellent quick accecptence and very helpful app wit...

Excellent quick accecptence and very helpful app with tips to help improve your credit score Reviewed on: 16th January 2025

love using my zopa credit card for emergency use.

love using my zopa credit card for emergency use. Reviewed on: 16th January 2025

Hi I am so pleased that you excepted me it means tha...

Hi I am so pleased that you excepted me it means that if I need anything I can turn to Zopa thank you so much. Reviewed on: 16th January 2025

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