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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Repayment experience is awesome,Instantaneous impact...

Repayment experience is awesome,Instantaneous impact of the credit on one's balance.I love making repayments at will just to witness this swift. Reviewed on: 16th January 2025

Great service and much appreciate having the card.

Great service and much appreciate having the card. Reviewed on: 16th January 2025

Zopa Credit card is very helpful, and good service.

Zopa Credit card is very helpful, and good service..Thanks Reviewed on: 16th January 2025

The Best Credit Card

I have been very happy with my card Reviewed on: 16th January 2025

Just does what it says on the tin, great. Good Job

Just does what it says on the tin, great Reviewed on: 16th January 2025

Zopa have always have my interests at heart and they...

Zopa have always have my interests at heart and they have been very supportive and helpful to me over the past year or so. Reviewed on: 16th January 2025

Easy to apply easy to use

Easy to apply easy to use good card Reviewed on: 16th January 2025

Simple and swift

Very quick and easy to apply for Reviewed on: 16th January 2025

So Far So Good

I am a new cusotmer but the experience so far has been intuitive and stress free. Reviewed on: 16th January 2025

Quick, simple process with speedy delivery of everyt...

Quick, simple process with speedy delivery of everything. Would definitely recommend to a friend Reviewed on: 16th January 2025

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