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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43387 reviews)

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4.94

Based on 43,387 reviews, last reviewed 9th Mar 2026

150850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Friendly customer service rep and very helpful Friendly customer service rep and very helpful Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43387)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Card Of The Year

Fast application. Courteous Customer Service. Extremely Helpful Reviewed on: 6th March 2026

You area delight to deal with :-)

You area delight to deal with :-) Reviewed on: 6th March 2026

Great credit card provider Beth helpful

Great credit card provider Beth helpful Reviewed on: 6th March 2026

Very good customer service easy and quick to apply

Very good customer service easy and quick to apply Reviewed on: 6th March 2026

Very cool project !

Very cool project !!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 6th March 2026

Excellent service from Zopa highly recommended to ot...

Excellent service from Zopa highly recommended to others Reviewed on: 6th March 2026

Great company

I haven't had to contact customer service, but have given a excellent, due to not having to contact them at all.,I am not very tech savvy but your app is very easy to use, perfect for someone like me. Reviewed on: 6th March 2026

Very easy to get hold of customer service the intera...

Very easy to get hold of customer service the interactions are easy and straightforward Reviewed on: 6th March 2026

Fantastic customer service user friendly app five st...

Fantastic customer service user friendly app five star ***** Reviewed on: 6th March 2026

The Zopa team are really great to deal with, very pr...

The Zopa team are really great to deal with, very professional yet remaining very friendly and helpful. Straight talking no woffal. Reviewed on: 6th March 2026

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