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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant service all round.

Brilliant service all round. Great advice and customer service Reviewed on: 9th March 2026

It was very easy to apply with Zopa, the response wa...

It was very easy to apply with Zopa, the response was quick. And if there is any issue, their contact is fast and with good customer's service willing to help with any issue and more.Their interest rate is good also I can open an account with me money in it.. which makes it fantastic. Apart from credit card, Zopa offers loans to ccustomer at lower rate. Reviewed on: 8th March 2026

A very professional and supportive service

A very professional and supportive service Reviewed on: 8th March 2026

Standard service, no issues.

Standard service, no issues. Never really hear from them. Straightforward increase of Credit limit Reviewed on: 8th March 2026

No problems, no issues.

No problems, no issues, not had to commute with anyone. Everything working as it should Reviewed on: 8th March 2026

Easy to use account

Not had experience with customer service, application was easy and account is easy to manage. Would be better if it was more clear about limit increases Reviewed on: 8th March 2026

It is an excellent card with good profits for custom...

It is an excellent card with good profits for customers and good interest rate. Reviewed on: 8th March 2026

An incredible company.

An incredible company. Perfect for building credit. Reviewed on: 8th March 2026

Very excellent good customer service to customers

Very good customer service to customers Reviewed on: 8th March 2026

Zopa has been a good help for me and my family with...

Zopa has been a good help for me and my family with credit card they provided. When l had to speak to the customer service it's was traight forward and simple. Reviewed on: 8th March 2026

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