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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43398 reviews)

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4.94

Based on 43,398 reviews, last reviewed 9th Mar 2026

151400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is an excellent service there are no complicati... Zopa is an excellent service there are no complications everything is “what it says on the tin” no secret additions no unnecessary changes that was hi... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43398)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

The Zopa team are really great to deal with, very pr...

The Zopa team are really great to deal with, very professional yet remaining very friendly and helpful. Straight talking no woffal. Reviewed on: 6th March 2026

Very prompt replies to any queries or questions I’ve...

Very prompt replies to any queries or questions I’ve had and everything set out very clearly in the app Reviewed on: 6th March 2026

Zopa has a user friendly app.

Zopa has a user friendly app. It’s a seem less credit transaction experience. Reviewed on: 6th March 2026

The communication form Zopa and their professionalis...

The communication form Zopa and their professionalism has been very refreshing. I would highly recommend them. Reviewed on: 6th March 2026

An amazing experience and has helped boost my credit...

An amazing experience and has helped boost my credit rating Reviewed on: 6th March 2026

Zopa credit card

Very easy to use via the app. Payments easy to make. Reviewed on: 6th March 2026

Zopa are helpful & informative

Very straightforward and understandable find that my notifications are useful and informative. Reviewed on: 6th March 2026

Great service and no hidden charges

Great service and no hidden charges Reviewed on: 6th March 2026

Reliable.

Reliable. Customer services great & helpful. No hassles Reviewed on: 6th March 2026

As comfortable as slippers

Easy to get hold off and app is great easy to use and access information. Reviewed on: 6th March 2026

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