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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43429 reviews)

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4.94

Based on 43,429 reviews, last reviewed 9th Mar 2026

152850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Best credit card ever Zopa really considered me by increasing my credit limit within two months of my join date as I was always paying the repayment on time. Also, zopa cus... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43429)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic service, easy to use app

Fantastic service, easy to use app Reviewed on: 6th March 2026

App is easy to use and great customer service

App is easy to use and great customer service Reviewed on: 6th March 2026

The app works well you can now use on apple or googl...

The app works well you can now use on apple or google pay all in all very good Reviewed on: 6th March 2026

They have me credit card less than a year ago I've k...

They have me credit card less than a year ago I've kept up to date with payment always utilised my money never using more than 50% of my budget they have increased my limit which shows trust in their customers Reviewed on: 6th March 2026

Amazing service make llife great.

Amazing service make llife great. Quick. Money doesn’t take long. Next thing I ever did is get a credit card with zopa Reviewed on: 6th March 2026

Absolutely great service would definitely recommend...

Absolutely great service would definitely recommend to family and friends Reviewed on: 6th March 2026

Excellent service from start to finish.

Excellent service from start to finish. Staff were professional, helpful and quick to deal with everything I needed. Communication was clear and the whole process was straightforward. Very pleased with the service and would happily recommend. Reviewed on: 6th March 2026

Quick and easy!

Quick and easy. No hassle and good communication from the customer service team, Would recommend to anyone Reviewed on: 6th March 2026

Easy to apply ,use card and also easy to pay.

Easy to apply ,use card and also easy to pay. Reviewed on: 6th March 2026

very straight fowatherd

very straight foward and quick response have been with zopa for a few years no complaints always there when i have needed them Reviewed on: 6th March 2026

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