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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Superb and easy to use credit card service

Superb and easy to use credit card, controlled through t Banking App, excellent customer service through the App if required. Reviewed on: 15th January 2025

Fantastic service and good customer care

Fantastic service and good customer care Reviewed on: 15th January 2025

Disclosure of all relevant information

The process for the credit card was very specific Reviewed on: 15th January 2025

Great service from an excellent card provider.

Great service from an excellent card provider. customer service second to none. Reviewed on: 15th January 2025

Zopa is a very helpful im happy with zopa

Zopa is a very helpful im happy with zopa Reviewed on: 15th January 2025

I have a good experience with this credit card bcoz...

I have a good experience with this credit card bcoz it’s solve my money problems. Reviewed on: 15th January 2025

Zopa have provided an excellent, easy, outstanding s...

Zopa have provided an excellent, easy, outstanding service to me. It is impressive Reviewed on: 15th January 2025

I’ve had an excellent experience with Zopa credit c...

I’ve had an excellent experience with Zopa credit card. The service is incredibly fast, professional, and highly reliable. Reviewed on: 15th January 2025

Everything has been great.

Everything has been great, it’s a great card to use abroad too. The app is really straightforward to use and the card looks fantastic. Reviewed on: 15th January 2025

Best credit service ever.

You gave me credit when no one else did and you’re always a hand to help. Reviewed on: 15th January 2025

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