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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy peasy with zero stress

Just an amazing company to deal with. No stress, no pressure and no worrying. I can access all my details very easily and see what I’ve spent and where. Reviewed on: 15th January 2025

Great card easy to set up and to use

Great card easy to set up and to use Reviewed on: 15th January 2025

A quick response

They have been quick and responsive to my needs Reviewed on: 15th January 2025

Great service from start, easy application, the app...

Great service from start, easy application, the app is great, helps me to keep track of my spending and helpful reminders when payments are due, what's not to like Reviewed on: 15th January 2025

I like the fact that they let you know when you’ve s...

I like the fact that they let you know when you’ve spent money, how much, and where every time we use your card Reviewed on: 15th January 2025

Great card to get you on your credit score

Great card to get you on your credit score Reviewed on: 15th January 2025

Seamless service

The whole process has been seamless .The app is easy to use.The card is comparatively competitive on interest rates. Overall I am pleased. Reviewed on: 15th January 2025

Good app but low credit amount .

Good app but low credit amount . I will like zopa to increase my credit amount Reviewed on: 15th January 2025

Amazing company

Great company easy to use love that the monthly payment it affordable Reviewed on: 15th January 2025

Very helpful great to have helped me through some ha...

Very helpful great to have helped me through some hard time and supper easy to use the app Reviewed on: 15th January 2025

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