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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Bullseye service

Highly recommendeded, great products and great communication, not bombarded with messages. Reviewed on: 8th March 2026

Good start excellent credit card

Good start excellent credit card Reviewed on: 8th March 2026

Very trustworthy bank

Very clear in all their communication and offers. And to me seems a trustworthy bank to deal with. Reviewed on: 8th March 2026

Excellent, quick, easy.

Excellent, quick, easy. Love the service Reviewed on: 8th March 2026

Clear and easy to deal with.

Clear and easy to deal with. Good value for money. Can actually speak to people not robots. Reviewed on: 8th March 2026

superb service

all services were handled promptly and efficiently Reviewed on: 8th March 2026

Customer service was very professional and helpful

Customer service was very professional and helpful Reviewed on: 8th March 2026

THEY ARE EXCELLENT CUSTOMERS SERVICES PROVIDERS AND...

THEY ARE EXCELLENT CUSTOMERS SERVICES PROVIDERS AND I ADVICE YOU ALL TO CONTINUE AND ALSO START USING (ZOPA). Reviewed on: 8th March 2026

I feel Zopa is a real breathe of fresh air...

I feel Zopa is a real breathe of fresh air Reviewed on: 8th March 2026

Great for building your credit score, mine was poor...

Great for building your credit score, mine was poor and soon started building. Increase limit whe your doing well too. Reviewed on: 8th March 2026

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