Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43443 reviews)

View other Zopa products

4.94

Based on 43,443 reviews, last reviewed 10th Mar 2026

153550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use for everyday life. This credit card is great for everyday spending. The app is well designed, easy to use, and clearly displays all transactions. Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43443)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Not bad when I took new account very happy

Not bad when I took new account very happy Reviewed on: 6th March 2026

My experience so far with the credit card has been p...

My experience so far with the credit card has been positive Reviewed on: 6th March 2026

Very good online service.

Very good online service. Never had a bad experience with zopa Reviewed on: 6th March 2026

Brilliant card

Good to deal with simple app to use Reviewed on: 6th March 2026

Fantastic service, easy to use app

Fantastic service, easy to use app Reviewed on: 6th March 2026

App is easy to use and great customer service

App is easy to use and great customer service Reviewed on: 6th March 2026

The app works well you can now use on apple or googl...

The app works well you can now use on apple or google pay all in all very good Reviewed on: 6th March 2026

They have me credit card less than a year ago I've k...

They have me credit card less than a year ago I've kept up to date with payment always utilised my money never using more than 50% of my budget they have increased my limit which shows trust in their customers Reviewed on: 6th March 2026

Amazing service make llife great.

Amazing service make llife great. Quick. Money doesn’t take long. Next thing I ever did is get a credit card with zopa Reviewed on: 6th March 2026

Absolutely great service would definitely recommend...

Absolutely great service would definitely recommend to family and friends Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 3.99 from 60 reviews
American Express Credit Card
from American Express 3.15 from 101 reviews
Zero Credit Card
from Santander 4.16 from 20 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5927 reviews
Smart Saver
from Zopa 4.94 from 8035 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub