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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43436 reviews)

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4.94

Based on 43,436 reviews, last reviewed 9th Mar 2026

153200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is so easy and flexible with the payments many... Zopa is so easy and flexible with the payments many thanks guys and to the ladies Reviewed on: 9th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43436)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

They have me credit card less than a year ago I've k...

They have me credit card less than a year ago I've kept up to date with payment always utilised my money never using more than 50% of my budget they have increased my limit which shows trust in their customers Reviewed on: 6th March 2026

Amazing service make llife great.

Amazing service make llife great. Quick. Money doesn’t take long. Next thing I ever did is get a credit card with zopa Reviewed on: 6th March 2026

Absolutely great service would definitely recommend...

Absolutely great service would definitely recommend to family and friends Reviewed on: 6th March 2026

Excellent service from start to finish.

Excellent service from start to finish. Staff were professional, helpful and quick to deal with everything I needed. Communication was clear and the whole process was straightforward. Very pleased with the service and would happily recommend. Reviewed on: 6th March 2026

Quick and easy!

Quick and easy. No hassle and good communication from the customer service team, Would recommend to anyone Reviewed on: 6th March 2026

Easy to apply ,use card and also easy to pay.

Easy to apply ,use card and also easy to pay. Reviewed on: 6th March 2026

very straight fowatherd

very straight foward and quick response have been with zopa for a few years no complaints always there when i have needed them Reviewed on: 6th March 2026

Very easy to speak too very professional

Very easy to speak too very professional Reviewed on: 6th March 2026

Because I am very happy with the service I received...

Because I am very happy with the service I received from Zopa.Thank you.All good,no complaints Reviewed on: 6th March 2026

Prompt efficient customer service.

Prompt efficient customer service. Reviewed on: 6th March 2026

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