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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Good card good people excellent best card service

Good card good people excellent service Reviewed on: 15th January 2025

manageable and easy to apply, easy when u pay .

manageable and easy to apply, easy when u pay . Reviewed on: 15th January 2025

Zopa was easy to set up, app is easy to follow and t...

Zopa was easy to set up, app is easy to follow and there are great payment options Reviewed on: 15th January 2025

Very helpful staff ( customer service) when having p...

Very helpful staff ( customer service) when having problems paying through the app! Very happy with the service Reviewed on: 15th January 2025

Great Experience with Zopa Credit CardI've been usin...

Great Experience with Zopa Credit CardI've been using the Zopa credit card for some time now, and I must say, it’s been a fantastic experience. The process of signing up was smooth, and I love how easy it is to manage my account through the app. The interest rates are competitive, and the customer service is always responsive and helpful whenever I have a question. Overall, I highly recommend the Zopa credit card for anyone looking for a reliable and straightforward option. Keep up the great work, Zopa! Reviewed on: 15th January 2025

zopa has always been a perfect fit for my needs

zopa has always been a perfect fit for my needs Reviewed on: 15th January 2025

Great customer service.

Great customer service. Would recommend to friends Reviewed on: 15th January 2025

Every interaction I have had with Zopa has been frie...

Every interaction I have had with Zopa has been friendly, professional and helpful. I needed a credit card and they provided one, the app is very user friendly and easy to use and their customer service is always helpful and swift. Reviewed on: 15th January 2025

I recently had a fantastic experience with Zopa, and...

I recently had a fantastic experience with Zopa, and I couldn’t be more impressed! The entire process was seamless from start to finish. The app is incredibly user-friendly. What stood out most was Zopa’s transparency. There were no hidden fees or confusing terms, which made the whole process stress-free. I would highly recommend Zopa to anyone looking for efficient, trustworthy, and hassle-free financial services. They’ve truly raised the bar for the industry. Reviewed on: 15th January 2025

Very competitive, insta t answers,credit checkgoid

Very competitive, insta t answers,credit check Reviewed on: 15th January 2025

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