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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Quick and easy to navigate.

Quick and easy to navigate. Great products at good rates. Professional service. Reviewed on: 12th February 2026

Highly recommended ...

Fantastic and easy to use app works really good and great communication from Zopa. Can see current, savings and credit card all in one place Reviewed on: 12th February 2026

Very good bank and very impressed would highly recom...

Very good bank and very impressed would highly recommend. Reviewed on: 12th February 2026

Very good experience be like very good account

Very good experience be like very good account Reviewed on: 12th February 2026

i never had issues, i’ve been kept updated and im pl...

i never had issues, i’ve been kept updated and im pleased with the service. Reviewed on: 12th February 2026

Reliable and excellent customer service

Reliable and excellent customer service Reviewed on: 12th February 2026

Biscuit bonus rate rules

Biscuit bonus rate rules for the primary account were unclear but overall good value for money Reviewed on: 12th February 2026

Nice platform and user friendly vehicle for money ma...

Nice platform and user friendly vehicle for money matters Reviewed on: 12th February 2026

Effective

Works. Good products and good interest rates. Reviewed on: 12th February 2026

What's not to like?

Easy online banking that earns while you spend: what's not to like? Reviewed on: 12th February 2026

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