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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Simple to keep track of

Such a simple system, easy to use keeps you up to date on your transactions without any fuss. Links easily to my other accounts. Provides offers on new products without being annoying. Reviewed on: 12th February 2026

Superb bank great app

Great rates Easy app to use. Great commination Reviewed on: 12th February 2026

Love the app its so use full

Love the app its so useful and ots good rates Reviewed on: 12th February 2026

Easy to manage bank account .

Easy to manage bank account . Customer service is very knowledgeable and extremely good Reviewed on: 12th February 2026

Account that give fantastic interest.

Not many current accounts give you interest and this is the best. Savings account rates are also great Reviewed on: 12th February 2026

Zopa review

Havent used zopa too much, but has been good when i have done Reviewed on: 12th February 2026

As the name suggests, a treat of a bank account

Easy to set up account, reasonable interest rate, easy to transfer money and make payments, great interest rate on savings account. Set account up about a month ago and not encountered any issues yet. Odd name for a bank account but, does it really matter what it’s called? Reviewed on: 12th February 2026

It was very easy to open this credit card.

It was very easy to open this credit card. Reviewed on: 12th February 2026

Brilliant

Very easy and flexible, has been a life saver Reviewed on: 12th February 2026

A current account with real benefits

Great app, excellent savings rate, cashback on direct debits and interest on current account. There was a glitch on the app, but was sorted out swiftly when I contacted Zopa Reviewed on: 12th February 2026

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