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Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6601)

Great online banking.

5
Wonderful app, hassle free banking. Efficient and quick with no stress. New ideas to save and make money when the opportunity arises. Reviewed on: 12th February 2026

Very easy to use and great for transferring

5
Very easy to use and great for transferring Reviewed on: 12th February 2026

Easy to set up, great interest rates

5
Easy to set up, great interest rates Reviewed on: 12th February 2026

Great app.

5
Great app. Good choice of accounts Reviewed on: 12th February 2026

Absolutely spot on and the app is easy to use

5
Absolutely spot on and the app is easy to use Reviewed on: 12th February 2026

Excellent app, attractive offers and products.

5
Excellent app, attractive offers and products. Reviewed on: 12th February 2026

Zopa wins for you, great rates!

5
Very easy setup,I think it took me about 30 mins up load id included. Friends are really encouraged by great rates, it is hard to get a decent fixed rate in this financial climate, Zopa wins for you every time. Seeing the current and savings account online anytime of day also helps me sleep better. Reviewed on: 12th February 2026

Reliable and helpful especially for emergency cash

5
Reliable and helpful especially for emergency cash Reviewed on: 12th February 2026

Excellent Company/Card/Account!

5
Excellent Company/Card/Account! Multiple rewards! Reviewed on: 12th February 2026

My experience with zopa as a new customer

5
I haven't been a zopa ustomer for very long but the experience I've had so far has been excellent and would recommend to anyone. Reviewed on: 12th February 2026

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