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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great app.

Great app. Good choice of accounts Reviewed on: 12th February 2026

Absolutely spot on and the app is easy to use

Absolutely spot on and the app is easy to use Reviewed on: 12th February 2026

Excellent app, attractive offers and products.

Excellent app, attractive offers and products. Reviewed on: 12th February 2026

Zopa wins for you, great rates!

Very easy setup,I think it took me about 30 mins up load id included. Friends are really encouraged by great rates, it is hard to get a decent fixed rate in this financial climate, Zopa wins for you every time. Seeing the current and savings account online anytime of day also helps me sleep better. Reviewed on: 12th February 2026

Reliable and helpful especially for emergency cash

Reliable and helpful especially for emergency cash Reviewed on: 12th February 2026

Excellent Company/Card/Account!

Excellent Company/Card/Account! Multiple rewards! Reviewed on: 12th February 2026

My experience with zopa as a new customer

I haven't been a zopa ustomer for very long but the experience I've had so far has been excellent and would recommend to anyone. Reviewed on: 12th February 2026

Quick and easy

Quick and easy to set up and use Reviewed on: 12th February 2026

So easy to use, helpful support.

So easy to use, helpful support. Refreshing banking at the touch of an app Reviewed on: 12th February 2026

Simple to keep track of

Such a simple system, easy to use keeps you up to date on your transactions without any fuss. Links easily to my other accounts. Provides offers on new products without being annoying. Reviewed on: 12th February 2026

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