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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent all round Financial service offerings.

Excellent all round Financial service offerings. Allows me to keep all of my short to medium term savings under one umbrella, whilst allowing for separation by intended use. This combined with excellent rates made selecting Zopa a straightforward decision. Reviewed on: 12th February 2026

Excellent service

Excellent service and great easy to use app. Very good interest rates. Reviewed on: 12th February 2026

Good service, and products Zopa took a chance on me...

Good service, and products Zopa took a chance on me for a credit card as no one els did, this gives me chance to prove I’m good with money and to build my credit score as I am wanting a mortgage. Reviewed on: 12th February 2026

Easy to set up; brilliant app; great interest rate!

Easy to set up; brilliant app that makes managing and moving money easy; relevant advice; a great interest rate on a current account! Reviewed on: 12th February 2026

Massive perks beating those from the big boys

I like both the interest rate on the Biscuit account and the money back on DD payments, where you receive 2% back on £1,500's worth of DDs In the app, what you require is easy to navigate to. Reviewed on: 12th February 2026

Easy to use app.

Easy to use app.good savings rate. Reviewed on: 12th February 2026

Easy to navigate some of the best customer service I...

Easy to navigate some of the best customer service I’ve ever received clear website and clear app and not judgemental which means a lot Reviewed on: 12th February 2026

Great online banking.

Wonderful app, hassle free banking. Efficient and quick with no stress. New ideas to save and make money when the opportunity arises. Reviewed on: 12th February 2026

Very easy to use and great for transferring

Very easy to use and great for transferring Reviewed on: 12th February 2026

Easy to set up, great interest rates

Easy to set up, great interest rates Reviewed on: 12th February 2026

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