Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Very easy to use and great rates

Very easy to use and great rates Reviewed on: 12th February 2026

Great bank.

Great value products, fast easy to navigate website? Have already recommend to others and benefited Reviewed on: 12th February 2026

Fabulous Banking

Fabulous easy to use App with everything in one place including linked accounts. Great customer service when needed. Reviewed on: 12th February 2026

Excellent all round Financial service offerings.

Excellent all round Financial service offerings. Allows me to keep all of my short to medium term savings under one umbrella, whilst allowing for separation by intended use. This combined with excellent rates made selecting Zopa a straightforward decision. Reviewed on: 12th February 2026

Excellent service

Excellent service and great easy to use app. Very good interest rates. Reviewed on: 12th February 2026

Good service, and products Zopa took a chance on me...

Good service, and products Zopa took a chance on me for a credit card as no one els did, this gives me chance to prove I’m good with money and to build my credit score as I am wanting a mortgage. Reviewed on: 12th February 2026

Easy to set up; brilliant app; great interest rate!

Easy to set up; brilliant app that makes managing and moving money easy; relevant advice; a great interest rate on a current account! Reviewed on: 12th February 2026

Massive perks beating those from the big boys

I like both the interest rate on the Biscuit account and the money back on DD payments, where you receive 2% back on £1,500's worth of DDs In the app, what you require is easy to navigate to. Reviewed on: 12th February 2026

Easy to use app.

Easy to use app.good savings rate. Reviewed on: 12th February 2026

Easy to navigate some of the best customer service I...

Easy to navigate some of the best customer service I’ve ever received clear website and clear app and not judgemental which means a lot Reviewed on: 12th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Basic Current Account
from Barclays 4.26 from 151 reviews
Classic Account
from Bank of Scotland 3.85 from 119 reviews
Current account
from Kroo 4.77 from 5959 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub