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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

FreedomAllowed me freedom with money to book holidays

Allowed me freedom with money to book holidays Reviewed on: 12th February 2026

Responsive, staff accommodating, understanding, plea...

Responsive, staff accommodating, understanding, pleasant experience Reviewed on: 12th February 2026

Great service good customer assistance

Great service good customer assistance Reviewed on: 12th February 2026

Easy to use hassle free fees are good

Easy to use hassle free fees are good Reviewed on: 12th February 2026

Great customer service

Quick efficient and knowledgeable about their products Reviewed on: 12th February 2026

easy to use and competitive interest

easy to use and competitive interest Reviewed on: 12th February 2026

Best banking app in 2022)

Super intuitive and easy to use. I highly recommend it. Reviewed on: 12th February 2026

Easy app and good updates with new rates.

Easy app and good updates with new rates. Easy to save with their in-house savings function. Good reminders in app to add funds for the higher biscuit rate. Reviewed on: 12th February 2026

Never had a problem, very easy to apply and use

Never had a problem, very easy to apply and use Reviewed on: 12th February 2026

Easy to use App, always great service.

Easy to use App, always great service. Reviewed on: 12th February 2026

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