Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Highly recommended ...

Fantastic and easy to use app works really good and great communication from Zopa. Can see current, savings and credit card all in one place Reviewed on: 12th February 2026

Very good bank and very impressed would highly recom...

Very good bank and very impressed would highly recommend. Reviewed on: 12th February 2026

Very good experience be like very good account

Very good experience be like very good account Reviewed on: 12th February 2026

i never had issues, i’ve been kept updated and im pl...

i never had issues, i’ve been kept updated and im pleased with the service. Reviewed on: 12th February 2026

Reliable and excellent customer service

Reliable and excellent customer service Reviewed on: 12th February 2026

Biscuit bonus rate rules

Biscuit bonus rate rules for the primary account were unclear but overall good value for money Reviewed on: 12th February 2026

Nice platform and user friendly vehicle for money ma...

Nice platform and user friendly vehicle for money matters Reviewed on: 12th February 2026

Effective

Works. Good products and good interest rates. Reviewed on: 12th February 2026

What's not to like?

Easy online banking that earns while you spend: what's not to like? Reviewed on: 12th February 2026

FreedomAllowed me freedom with money to book holidays

Allowed me freedom with money to book holidays Reviewed on: 12th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

International Payments
from iFAST Global Bank 4.71 from 362 reviews
Multi-Currency Debit Card
from iFAST Global Bank 4.62 from 74 reviews
Bank account
from HSBC 3.91 from 1388 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub