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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Effective

Works. Good products and good interest rates. Reviewed on: 12th February 2026

What's not to like?

Easy online banking that earns while you spend: what's not to like? Reviewed on: 12th February 2026

FreedomAllowed me freedom with money to book holidays

Allowed me freedom with money to book holidays Reviewed on: 12th February 2026

Responsive, staff accommodating, understanding, plea...

Responsive, staff accommodating, understanding, pleasant experience Reviewed on: 12th February 2026

Great service good customer assistance

Great service good customer assistance Reviewed on: 12th February 2026

Easy to use hassle free fees are good

Easy to use hassle free fees are good Reviewed on: 12th February 2026

Great customer service

Quick efficient and knowledgeable about their products Reviewed on: 12th February 2026

easy to use and competitive interest

easy to use and competitive interest Reviewed on: 12th February 2026

Best banking app in 2022)

Super intuitive and easy to use. I highly recommend it. Reviewed on: 12th February 2026

Easy app and good updates with new rates.

Easy app and good updates with new rates. Easy to save with their in-house savings function. Good reminders in app to add funds for the higher biscuit rate. Reviewed on: 12th February 2026

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