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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent banking service.

Excellent banking service. Easy to navigate interface. Great customer service. A couple of issues I had were resolved without hassle.. Reviewed on: 12th February 2026

Good online bank, with good rates of interest on acc...

Good online bank, with good rates of interest on accounts. Just would like to be able to get more cashback on D/d’s. Reviewed on: 12th February 2026

Beating the high street banks hands down!

Beating the high street banks hands down! Reviewed on: 12th February 2026

Quick, easy and great benefits

The account is easy to use, offers solid benefits & great promotional rates. The app is clear, bright & allows money to be moved quickly. Customer service has been honest, transparent and human during my dealings and issues or mistakes have been owned and resolved. Reviewed on: 12th February 2026

Great savings account

Excellent savings account with easy access and great rates. Reviewed on: 12th February 2026

Easy to use account.

Easy to use account. Great savings rates. Reviewed on: 12th February 2026

Reliable and efficient definitely recommend

Reliable and efficient definitely recommend Reviewed on: 12th February 2026

Everything is so easy and straightforward

Everything is so easy and straightforward Reviewed on: 12th February 2026

Zopa help me when no other provider would they give...

Zopa help me when no other provider would they give me one of there credit card and Current Account and even approve me for a Loan as well there customer service is brilliant and excellent top notch customer service 10 out of 10 they listen to you and help you every ways that they can. Reviewed on: 12th February 2026

Practical allday banking easy to undestand and follow

Practical allday banking easy to undestand and follow Reviewed on: 12th February 2026

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