Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Good online bank, with good rates of interest on acc...

Good online bank, with good rates of interest on accounts. Just would like to be able to get more cashback on D/d’s. Reviewed on: 12th February 2026

Beating the high street banks hands down!

Beating the high street banks hands down! Reviewed on: 12th February 2026

Quick, easy and great benefits

The account is easy to use, offers solid benefits & great promotional rates. The app is clear, bright & allows money to be moved quickly. Customer service has been honest, transparent and human during my dealings and issues or mistakes have been owned and resolved. Reviewed on: 12th February 2026

Great savings account

Excellent savings account with easy access and great rates. Reviewed on: 12th February 2026

Easy to use account.

Easy to use account. Great savings rates. Reviewed on: 12th February 2026

Reliable and efficient definitely recommend

Reliable and efficient definitely recommend Reviewed on: 12th February 2026

Everything is so easy and straightforward

Everything is so easy and straightforward Reviewed on: 12th February 2026

Zopa help me when no other provider would they give...

Zopa help me when no other provider would they give me one of there credit card and Current Account and even approve me for a Loan as well there customer service is brilliant and excellent top notch customer service 10 out of 10 they listen to you and help you every ways that they can. Reviewed on: 12th February 2026

Practical allday banking easy to undestand and follow

Practical allday banking easy to undestand and follow Reviewed on: 12th February 2026

Kizzy James

Fast and easy to use with easy app and card Reviewed on: 12th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Plus account (discontinued)
from TSB 3.71 from 179 reviews
Student Current Account
from RBS 4.07 from 13 reviews
Current account
from Citibank 3.18 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub