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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Kizzy James

Fast and easy to use with easy app and card Reviewed on: 12th February 2026

Great all round

Great account and great credit facilities too, always on hand to help. Reviewed on: 12th February 2026

Great bank.

Great bank. So easy to set up. No problems. Reviewed on: 12th February 2026

Amazing bank, easy to understand and wonderful custo...

Amazing bank, easy to understand and wonderful customer service. Reviewed on: 12th February 2026

Brilliantamazing app excellent customer service

Brilliant app excellent customer service Reviewed on: 11th February 2026

Easy to set up and excellent regular savings account.

Easy to set up and excellent regular savings account. Reviewed on: 11th February 2026

Always an excellent service and great app.

Always an excellent service and great app. Reviewed on: 11th February 2026

Really happy.

Really happy. Would love an increase so I can utilise my card further Reviewed on: 11th February 2026

Get interest unlike other banks

Pays interest and cashback unlike other banks. Reviewed on: 11th February 2026

Great account and customer service was excellent whe...

Great account and customer service was excellent when needed Reviewed on: 11th February 2026

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