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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Highly recommended!

Awesome experience with Zopa, highly recommended!! Reviewed on: 11th February 2026

Zopahas an excellent interest rate and is a brillian...

Zopahas an excellent interest rate and is a brilliant bank to be with Reviewed on: 11th February 2026

Excellent service customer satisfaction.

Excellent service customer satisfaction. Helpful Reviewed on: 11th February 2026

Good interest rates and interaction with feeder.

Good interest rates and interaction with feeder account. Reviewed on: 11th February 2026

Never had any problems always pay my credit on time...

Never had any problems always pay my credit on time each month Reviewed on: 11th February 2026

Love the ease of use and the linked regular saver

Love the ease of use and the linked regular saver Reviewed on: 11th February 2026

Super easy to apply for a card accepted in seconds a...

Super easy to apply for a card accepted in seconds and notifications are on point Reviewed on: 11th February 2026

Excellent services and when make payment it’s instan...

Excellent services and when make payment it’s instant access Reviewed on: 11th February 2026

Easy to set up,easy to use.

Easy to set up,easy to use.good interest rates. Took me while to find how to log off Reviewed on: 11th February 2026

easy to use app with great benefits

Amazing, easy to use app with great benefits Reviewed on: 11th February 2026

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