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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

80% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great account

Excellent savings incentive, great look and feel of the account, good customer service aswell Reviewed on: 11th February 2026

Good service no hassle helped with a small loan for...

Good service no hassle helped with a small loan for house improvements highly recommended! Reviewed on: 11th February 2026

Absolutely excellent!

Excellent platform, no problems using it and managing my money at all. Reviewed on: 11th February 2026

Like it says on the biscuit tin

Easy to work. Interest is excellent. It's as it says on the tin....the biscuit tin hehheh Reviewed on: 11th February 2026

Take the plunge ...

Had some problems at the beginning but customer service sorted it out quickly Reviewed on: 11th February 2026

Using Zopa has been great so far.

Using Zopa has been great so far. Good features and looking forward to what they'll add next. Reviewed on: 11th February 2026

Very nice company very helpful and polite

Very nice company very helpful and polite Reviewed on: 11th February 2026

Always easy to navigate and everything is easy to un...

Always easy to navigate and everything is easy to understand Reviewed on: 11th February 2026

New customer but very good so far.

As a new customer I feel the current account and monthly regular saver is very good. Only downside is that Zopa does not do bank switch service yet ! Reviewed on: 11th February 2026

He must join app great customer service great banking

Most easiest thing to use, I have a bank account and a credit card and I absolutely love it Reviewed on: 11th February 2026

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