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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

77% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Quick and easy to deal with, applying and getting re...

Quick and easy to deal with, applying and getting results are a breeze Reviewed on: 10th February 2026

Been super simple from the start

Been super simple from the start Reviewed on: 10th February 2026

Zopa-duper

I began with a zopa credit card and was so impressed I opened a biscuit account and have continued to be very impressed with how easy the website is to navigate and the simplicity of transactions Reviewed on: 10th February 2026

Easy to use and very helpful, customer service are a...

Easy to use and very helpful, customer service are amazing, always available for help Reviewed on: 10th February 2026

What a difference

Easy reminders, intouch spending and great interest rates fantastic customer service and support Reviewed on: 10th February 2026

Easy to understand, excellent navigation round the App

Easy to understand, excellent navigation round the App Reviewed on: 10th February 2026

Zopa is giving me the incentive to save and grow my...

Zopa is giving me the incentive to save and grow my money Reviewed on: 10th February 2026

Excellent app and everything you need is in one place.

Excellent app and everything you need is in one place. Reviewed on: 10th February 2026

Balance shows straight when I credit the money

Balance shows straight when I credit the money Reviewed on: 10th February 2026

Easy to set up, easy to understand and fantastic rates.

Easy to set up, easy to understand and fantastic rates. Reviewed on: 10th February 2026

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