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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent

Excellent service and faster response to question questions.I would recommend zopa to me friends and relatives. Reviewed on: 10th February 2026

Quick setup and easy using app, haven’t tried to con...

Quick setup and easy using app, haven’t tried to contact customer service as not needed so can’t rate the service but everything seems to be working out well Reviewed on: 10th February 2026

A great online flexible banking experience

A great online flexible banking experience, with good rates to make the most of savings. Reviewed on: 10th February 2026

A really fresh approach for customers wanting to save.

A really fresh approach for customers wanting to save. Great savings rates as well. I really like the app being so user friendly. Reviewed on: 10th February 2026

Zopa is the real bank for the people

Zopa is banl for the peoplevery considerste and caring.understands peoples needs in the morden world.Has uplifted my financial status.Zopa trusted me with their money. Zopa is teal. Reviewed on: 10th February 2026

Amazing love it brilliant easy to use

Amazing love it brilliant easy to use Reviewed on: 10th February 2026

Everything is so easy and transparent

Everything is so easy and transparent Reviewed on: 10th February 2026

Great account

Easy to handle. Good communication! Reviewed on: 10th February 2026

Easy to set up.

Easy to set up. Easy to use. Great interest rates. Fast transfers/payments to other accounts and within Zooa. Reviewed on: 10th February 2026

Quick and easy to deal with, applying and getting re...

Quick and easy to deal with, applying and getting results are a breeze Reviewed on: 10th February 2026

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