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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Been super simple from the start

Been super simple from the start Reviewed on: 10th February 2026

Zopa-duper

I began with a zopa credit card and was so impressed I opened a biscuit account and have continued to be very impressed with how easy the website is to navigate and the simplicity of transactions Reviewed on: 10th February 2026

Easy to use and very helpful, customer service are a...

Easy to use and very helpful, customer service are amazing, always available for help Reviewed on: 10th February 2026

What a difference

Easy reminders, intouch spending and great interest rates fantastic customer service and support Reviewed on: 10th February 2026

Easy to understand, excellent navigation round the App

Easy to understand, excellent navigation round the App Reviewed on: 10th February 2026

Zopa is giving me the incentive to save and grow my...

Zopa is giving me the incentive to save and grow my money Reviewed on: 10th February 2026

Excellent app and everything you need is in one place.

Excellent app and everything you need is in one place. Reviewed on: 10th February 2026

Balance shows straight when I credit the money

Balance shows straight when I credit the money Reviewed on: 10th February 2026

Easy to set up, easy to understand and fantastic rates.

Easy to set up, easy to understand and fantastic rates. Reviewed on: 10th February 2026

Just EXCELLENT!

I has been a fantastic experience with Zopa! The online account is incredibly user-friendly, making navigation a breeze. Additionally, the app is comprehensive and provides all the essential information about my account and products. Highly recommend! Reviewed on: 10th February 2026

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