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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

75% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Seamless

Opening the account was really simple. Reviewed on: 10th February 2026

Amazing experience highly recommended!

I had a wonderful experience and everything exceeded my expectations. The service was fast, the platform was easy to use, and the quality was excellent. I felt valued as a customer and I will definitely come back. Highly recommended! Reviewed on: 10th February 2026

Why are transfers so difficult?

The one thing I struggle with is transfers to other banks. Even within the max 10k. They just don’t go through. Otherwise I love this account. Reviewed on: 10th February 2026

Easy to use app, excellent competitive rates

Easy to use app, excellent competitive rates Reviewed on: 10th February 2026

Good interest rates and good customer service

Good interest rates and good customer service Reviewed on: 10th February 2026

Amazing and awesome thank you for your hard work and...

Amazing and awesome thank you for your hard work and dedication. Reviewed on: 10th February 2026

Great saver and interest rates are great.

Great saver and interest rates are great. Reviewed on: 10th February 2026

Easy to use

Easy to use, great features and interest rates. Reviewed on: 10th February 2026

Quality banking

Easy to deal with and understand Reviewed on: 10th February 2026

It has helped me a lot and made me feel better about...

It has helped me a lot and made me feel better about money Reviewed on: 10th February 2026

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