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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Balance shows straight when I credit the money

Balance shows straight when I credit the money Reviewed on: 10th February 2026

Easy to set up, easy to understand and fantastic rates.

Easy to set up, easy to understand and fantastic rates. Reviewed on: 10th February 2026

Just EXCELLENT!

I has been a fantastic experience with Zopa! The online account is incredibly user-friendly, making navigation a breeze. Additionally, the app is comprehensive and provides all the essential information about my account and products. Highly recommend! Reviewed on: 10th February 2026

The easiest banking App available!

The easiest banking App available! Reviewed on: 10th February 2026

Im really happy ,also very good customer service

Im really happy ,also very good customer service Reviewed on: 10th February 2026

I have been using Zopa for around 5 years in various...

I have been using Zopa for around 5 years in various capacities and cannot fault their service, commitment and overall professionalism Reviewed on: 10th February 2026

Easy to manage with benefits put your money in aa s...

Easy to manage with benefits put your money in aa safe place Reviewed on: 10th February 2026

I recently had to contact customer services, the onl...

I recently had to contact customer services, the online chat was long winded and took a few attempts to resolve my issue and then an error was made by the agent. It was only rectified when a follow up phone call made by customer services to me happened. Bring back customer service phone lines and I would give you a 10 Reviewed on: 10th February 2026

Money saving expert ,Martin Lewis had a piece about...

Money saving expert ,Martin Lewis had a piece about savings & recommended biscuit for saving within Zopa Reviewed on: 10th February 2026

Super saving on ZOPA

I have used ZOPA for saving and it is so easy to use. No hassle account Reviewed on: 10th February 2026

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