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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Simply the best.

5
Account opening process was simple, good products and rates available. Reviewed on: 16th April 2026

great savings benefits

5
Easy to use and great savings benefits Reviewed on: 16th April 2026

Easy to use.

5
Easy to transfer funds to and to use. Reviewed on: 16th April 2026

Great products, great rates.

5
Great products, great rates. Really innovative. Reviewed on: 16th April 2026

Zopa is the modern banking future without losing tha...

5
Zopa is the modern banking future without losing that friendly family bank feel. Reviewed on: 16th April 2026

The best banking app ever

5
So easy to use and I love the savings pots. Reviewed on: 16th April 2026

5* banking

5
Love the app and so easy too do banking and keep track of pots Reviewed on: 16th April 2026

Easy to open my account with no hassle or stress.

5
Easy to open my account with no hassle or stress. The font and the colour is so attractive which is easier to stay with the app.the 7% offer on savings is also very juicy and no bank can beat that yet Reviewed on: 16th April 2026

Excellent customer service and very quick to put mon...

5
Excellent customer service and very quick to put money in and deposit from my account Reviewed on: 16th April 2026

Love the high interest rates and the ease of transfe...

5
Love the high interest rates and the ease of transferring to and from other banks Reviewed on: 16th April 2026

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