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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Love the app and savings rate!

I love the app, the whole digital experience is very smooth. Also the fixed saver rate can't be beaten at the moment Reviewed on: 27th February 2026

All good no problem opening or using account

All good no problem opening or using account Reviewed on: 27th February 2026

Good experience with bank so far as new customer

Good experience with bank so far as new customer Reviewed on: 27th February 2026

Zopa let me have a debit and credit card!!

Zopa allowed me a savings account and also issued me with a debit and credit card when other banks wouldn’t. Both cards provide fee-free spending abroad. Free cash withdrawals via debit card (subject to a limit). I keep all my savings in their savings account because of their great transparent rates. Excellent responsive and intuitive app. Couldn’t ask for more. Reviewed on: 27th February 2026

Superb app, great savings rates and all round best c...

Superb app, great savings rates and all round best current account I’ve ever had Reviewed on: 27th February 2026

Opening a account

The joining and opening an account online was just so simple and easy ! Reviewed on: 26th February 2026

Easy to set up the account and excellent interest ra...

Easy to set up the account and excellent interest rates and also love the marketing with ‘the biscuit’ account Reviewed on: 26th February 2026

Improving my credit score as been very helpful

Improving my credit score as been very helpful Reviewed on: 26th February 2026

Easy to use.

Don’t like having to move money to account every month to get the good interest rate. Otherwise good experience. Reviewed on: 26th February 2026

Easy to open an account and great interest rate

Easy to open an account and great interest rate Reviewed on: 26th February 2026

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