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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Everything ok.

Everything ok.app doesn't always work.have to keep restarting phone Reviewed on: 26th February 2026

Great bank.

Great bank. be lost without Zooa Reviewed on: 26th February 2026

good interest rate.

good interest rate. It's why I'm here Reviewed on: 26th February 2026

I use this as my savings account

I use this as my savings account Reviewed on: 26th February 2026

Great experience and easy to use

Great experience and easy to use Reviewed on: 26th February 2026

Positive experience -easy bank setup fast processing

My experience so far has been amazing. From the account opening which was super fast with minimal friction. The app is clean and easy to navigate and also getting the bank card sent was really fast too. Bank transfers go through in seconds. Zopa has been efficient and effective in their services. Reviewed on: 26th February 2026

Extremely efficient and great communication when acc...

Extremely efficient and great communication when access the service. Reviewed on: 26th February 2026

Excellent service from start to finish.

Excellent service from start to finish. Reviewed on: 26th February 2026

Excellent service, easy to set up account

Excellent service, easy to set up account Reviewed on: 25th February 2026

good features.

Easy to apply for lots of good features. Nice app easy to use Reviewed on: 25th February 2026

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