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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Zopa let me have a debit and credit card!!

Zopa allowed me a savings account and also issued me with a debit and credit card when other banks wouldn’t. Both cards provide fee-free spending abroad. Free cash withdrawals via debit card (subject to a limit). I keep all my savings in their savings account because of their great transparent rates. Excellent responsive and intuitive app. Couldn’t ask for more. Reviewed on: 27th February 2026

Superb app, great savings rates and all round best c...

Superb app, great savings rates and all round best current account I’ve ever had Reviewed on: 27th February 2026

Opening a account

The joining and opening an account online was just so simple and easy ! Reviewed on: 26th February 2026

Easy to set up the account and excellent interest ra...

Easy to set up the account and excellent interest rates and also love the marketing with ‘the biscuit’ account Reviewed on: 26th February 2026

Improving my credit score as been very helpful

Improving my credit score as been very helpful Reviewed on: 26th February 2026

Easy to use.

Don’t like having to move money to account every month to get the good interest rate. Otherwise good experience. Reviewed on: 26th February 2026

Easy to open an account and great interest rate

Easy to open an account and great interest rate Reviewed on: 26th February 2026

It's fab, great account, easy to use

It's fab, great account, easy to use Reviewed on: 26th February 2026

Ive had nothing but a positive experience all the wa...

Ive had nothing but a positive experience all the way through Reviewed on: 26th February 2026

Everything ok.

Everything ok.app doesn't always work.have to keep restarting phone Reviewed on: 26th February 2026

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