Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,786 reviews, last reviewed 15th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its easy to use and helps u save big Its easy to use and helps u save big Reviewed on: 15th January 2026
Chevron Darlington's avatar
Chevron Darlington

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1786)

Review of the Zopa, Fixed term savings account:

Easy to use banking service with good rates.

5
Easy to use banking service with good rates. Reviewed on: 28th February 2025

I love Zopa

5
Can’t rate Zopa highly enough, great to deal with , always available and quick to respond Reviewed on: 16th April 2025

It's good to be in control of your own money

4
Good app, very easy to use. Competitive rates. Reviewed on: 16th April 2025

Excellent professional online bank

5
Excellent professional online bank Reviewed on: 16th April 2025

choices you don't have with other accounts

5
Zopa is easy to use and gives you choices you don't have with other banks. I.e. I like the fact that I can have money in a higher interest account with 90 days notice and its easy to transfers between accounts Reviewed on: 16th April 2025

Easy to use app.

5
Easy to use app. Great interest rate Reviewed on: 16th April 2025

Select ZOPA!

5
Easy to navigate website and a decent amount of products to choose from Reviewed on: 16th April 2025

Easy to use app and excellent service

5
Easy to use app and excellent service Reviewed on: 16th April 2025

Great service and great rates, combined with easy to...

5
Great service and great rates, combined with easy to use online account management. Reviewed on: 16th April 2025

I appreciatey made it easy on line to make...

4
I appreciate that they made it easy on line to make the application for a credit card and a quick response. When it was approved it arrived with in 7 days,great service Reviewed on: 16th April 2025

Easy to set up, great rate.

5
Easy to set up, great rate. All set up online in under 5 minutes Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.97 from 2115 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1263 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7442 reviews
    Zopa
    View all products