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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1789 reviews)

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4.92

Based on 1,789 reviews, last reviewed 23rd Jan 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing value Easy set up, simple app, amazing interest rate Reviewed on: 23rd January 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1789)

Review of the Zopa, Fixed term savings account:

Works well

Easy to use. Small amounts to use are available so easier to pay back and manage. No pressure to ask for more. Reviewed on: 21st February 2023

I have a Zopa credit card and a savings account open...

I have a Zopa credit card and a savings account opening them and using them never been easier Reviewed on: 16th April 2025

Great service

Very quick and efficient and professional service Reviewed on: 16th April 2025

Easy to deal with.

Easy to deal with. Competitive rates Reviewed on: 16th April 2025

I love Zopa

Can’t rate Zopa highly enough, great to deal with , always available and quick to respond Reviewed on: 16th April 2025

It's good to be in control of your own money

Good app, very easy to use. Competitive rates. Reviewed on: 16th April 2025

Excellent professional online bank

Excellent professional online bank Reviewed on: 16th April 2025

choices you don't have with other accounts

Zopa is easy to use and gives you choices you don't have with other banks. I.e. I like the fact that I can have money in a higher interest account with 90 days notice and its easy to transfers between accounts Reviewed on: 16th April 2025

Easy to use app.

Easy to use app. Great interest rate Reviewed on: 16th April 2025

Select ZOPA!

Easy to navigate website and a decent amount of products to choose from Reviewed on: 16th April 2025

Easy to use app and excellent service

Easy to use app and excellent service Reviewed on: 16th April 2025

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